There is still whole range of lenders offering great types of mortgages. The mortgage companies are regulated by the FSA.
The following are the top 20 in my opinion mortgage lenders in the UK
01. Abbey mortgages
02. Abbey National mortgages
03. Alliance and Leicester mortgage
04. Woolwich mortgages
05. Barclays Woolwich mortgages
06. Halifax mortgages
07. HBOS mortgages
08. Northern Rock mortgages
09. Nationwide mortgages
10. Natwest mortgages
11. Lloyds TSB mortgages
12. HSBC mortgages
13. Chelsea mortgages
14. First direct mortgages
15. IF mortgages
16. Virgin mortgages
17. Yorkshire Building Society mortgages
18. GE Money Home Lending or GE Money mortgages
19. Paragon Mortgages
20. Tiuta plc
21. Santander Mortgages
The Abbey (formerly known as Abbey National) is the UK's leading mortgage company. Abbey will lose its name "Abbey" after a long history and shall be renamed as Santander after its new Spanish owner. Abbey will be joined by Alliance Leicester and Bradford & Bingley as part of the Santander.
Since 2004, Abbey has been part of the Santander Group, the third largest bank in the world by profit. With the acquisition of Alliance & Leicester and the transfer of the branch network and savings business of Bradford & Bingley in 2008.
Abbey and Alliance & Leicester has become the second biggest mortgage bank in the UK by claiming a 16.3% share of gross mortgage lending in the first half of 2009 behind the Halifax but ahead of the Nationwide.
With a fixed rate mortgage, repayments remain the same during the fixed rate period, no matter what happens to interest rates. So if our interest rates fall or rise your monthly payments will still stay the same during the fixed rate period.
With a base rate tracker mortgage your rate will automatically drop when the Bank of England base rate falls - so if the base rate goes up, your mortgage rate will also go up. Please contact us to know more about Offset mortgages, HSBC mortgages, Abbey National UK, Northern Rock mortgages, Alliance and Leicester mortgages, HBOS mortgages, Lloyds TSB mortgages and more offset mortgages.
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